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Home Battery Payback Calculator for Australian Solar Homes

Work out what a battery saves on your power bill and how many years it takes to pay for itself, using current battery prices and your own rates.

Checked against official and industry sources, October 2026

Inverter
VPP income and warranty

Estimated yearly saving

$881

Payback 12.4 yearsWarranty 10 years
Value of each stored kWh33.1c × 90% efficiency − 3.0c feed-in26.8c
Energy saving a year9.0 kWh a day × 365$881
Federal discount in your price91 STCs for a battery installed in 2026up to $3,640
Net over the warranty−$2,093

At these figures the battery does not pay back within its warranty. A time-of-use plan with dear evening rates, VPP income or a state rebate may change that.

Assumes 90% round-trip efficiency and no price changes or battery ageing. A guide only.

How to use the battery calculator

  1. Pick your state and battery

    Set the usable capacity from your quote, and whether the battery has its own inverter or joins an existing hybrid.

  2. Enter your quote

    Replace the default price with the installed price after the federal discount.

  3. Set the daily kWh stored

    The smaller of your spare solar and your evening use, averaged across the year. See what size battery you need.

  4. Check your rates

    On a time-of-use plan, use your evening peak rate, since that is when the battery discharges.

Default battery prices

Prices used to pre-fill the calculator
Usable capacityBattery onlyWith inverter
10 kWh$7,784$8,284
20 kWh$14,972$15,772
30 kWh$22,489$23,089
40 kWh$29,911$31,111
50 kWh$38,534$40,034
Solar Choice Battery Price Index, August 2026 data. Installed, including GST, after the federal discount. Sizes in between are interpolated.

Ways to improve battery payback

  • Use the evening peak. On a time-of-use plan the battery saves your peak rate, often well above the flat rate. See time of use tariffs.
  • Join a VPP. Credits and the NSW incentive add income. See virtual power plants.
  • Claim state help. WA households can get up to $1,300 or $3,800 off. See battery rebates.
  • Size it right. A battery that empties every evening pays back faster than one that rarely does.

Backup has value too

The calculator only counts bill savings. If blackout backup matters to you, that is worth something the numbers do not show. See solar in a blackout.

Questions about battery payback

Each kWh of solar you store and use in the evening saves your usage rate, less round-trip losses, but gives up the feed-in tariff you would have earned. Multiply that gap by the kWh stored each year, add any VPP income, and divide the price by the result.

Less than its size on many days. It is limited by spare solar and by how much you use after dark. Smart meter data shows both. Across a year, a battery often averages well below a full cycle a day.

Usually because the gap between your evening rate and feed-in tariff is small, or the battery is bigger than you can fill. Try your time-of-use peak rate, a smaller battery, or add VPP credits.

Yes. The pre-filled price is after the federal Cheaper Home Batteries discount. Take off any state rebate, such as WA's, yourself.

Sources

Battery prices are from the Solar Choice Battery Price Index, an industry source. Discount rules are from the Clean Energy Regulator. Last checked October 2026. Prices include GST unless we say otherwise.