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Electricity Bills for Pensioners and Retirees in Australia

What one and two-person retiree households typically pay for power, the concessions available in every state, and the help on offer if bills get hard.

Checked against regulator sources, October 2026

What one and two-person households pay

Typical electricity use and cost for one person, by capital city
CitykWh a yearkWh a dayA quarterA year
MelbourneVictoria2,9538.1$324$1,295
SydneyNSW3,1098.5$409$1,637
BrisbaneQueensland3,4129.3$414$1,655
AdelaideSA2,9368.0$472$1,888
CanberraACT4,36011.9$525$2,101
HobartTasmania6,00316.4$538$2,150
Usage from the AER's 2020 consumption benchmarks, built from 2019 meter data, for homes without controlled load. Cost is usage plus supply on each state's 2026-27 regulated flat rate, including GST. Victoria uses the average of its five networks.
Typical electricity use and cost for two people, by capital city
CitykWh a yearkWh a dayA quarterA year
MelbourneVictoria4,84013.3$457$1,827
BrisbaneQueensland5,12614.0$534$2,135
SydneyNSW5,23714.3$586$2,342
CanberraACT6,10716.7$687$2,747
AdelaideSA5,04613.8$693$2,772
HobartTasmania8,78424.1$710$2,838
Usage from the AER's 2020 consumption benchmarks, built from 2019 meter data, for homes without controlled load. Cost is usage plus supply on each state's 2026-27 regulated flat rate, including GST. Victoria uses the average of its five networks.

Concessions for pensioners

Main electricity concession in each state
StateConcessionAmount
NSWLow Income Household RebateUp to $285 a year
VictoriaAnnual Electricity Concession17.5% off electricity bills
QueenslandElectricity Rebate$399.47 a year
South AustraliaEnergy Bill ConcessionUp to $291.27 a year
Western AustraliaEnergy Assistance Payment$377.14 a year
TasmaniaAnnual Electricity ConcessionAbout $673 a year
ACTElectricity, Gas and Water Rebate$800 a year
Northern TerritoryElectricity ConcessionUp to $1,200 a year
Amounts as published by each government. Eligibility rules differ. See our concessions guide for details and links.

Most concessions need a Pensioner Concession Card, Health Care Card or DVA Gold Card, and the account in your name. Give your card details to your retailer and check the credit appears on each bill. See concessions and rebates.

Keeping costs down in retirement

  1. Heat yourself first

    An electric blanket or heated throw costs cents an hour. See the cheapest way to heat a home.

  2. Use the middle of the day

    If you are home during the day, compare a free midday plan such as the Solar Sharer Offer or Victoria's Midday Power Saver.

  3. Smooth the bills

    Regular payments, including through Centrepay, avoid large winter bills.

  4. Ask for help early

    If bills are hard to pay, your retailer must tell you about its hardship program.

Do not go without heating or cooling

Cold homes and heatwaves are a health risk for older people. If cost is stopping you from heating or cooling, ask your retailer about hardship help and check every concession you are entitled to, including medical heating and cooling concessions. See our medical energy costs guide.

Questions about pensioner electricity bills

Every state and territory has one, from up to $285 a year in NSW to up to $1,200 in the NT. Victoria's Annual Electricity Concession takes 17.5% off bills. Eligibility usually needs a Pensioner Concession Card and the account in your name.

Using the AER two-person benchmarks priced on 2026-27 regulated rates, between about $1,827 and $2,838 a year depending on the city, before any concession.

Many retailers accept Centrepay, which takes regular amounts from Centrelink payments. Ask your retailer whether it offers it.

Sources

Every rate on this page comes from the regulator or the regulated retailer. Last checked October 2026. Prices include GST unless we say otherwise.